Who has the right to a preferential mortgage?

The most tangible assistance in mortgage lending can be provided to the state, today a number of special programs are successfully operating in the country, allowing to reduce mortgage payments. First of all, state preferential programs are designed for categories of citizens who are recognized as the least protected in social plan:

those. All those who need housing, but whose income does not allow to take part in mortgage programs under standard conditions.

In addition, the state offers a preferential mortgage in the form of programs for representatives of socially significant professions. This is one of the effective ways to raise the prestige of the professions of citizens, the employer for whom is the state — military, doctors, teachers, police officers, civil servants. Also as support for mortgage lending, the state provides tax benefits for those who purchase housing on credit — the so-called property tax deduction.

There are non-state benefits