The situation is all familiar when they need money right now, and no own and no one borrow. Modern decision can be credit products that are actively offering all sorts of credit and financial institutions. If the creditor needs to take a big loan, then in this case it is not always possible to achieve a positive response from the bank, especially if the client is not ready to prove his
Features of the loan program secured by the private room
· Simplified mechanism for designing a loan agreement with a pledge of the property object compared to other types of lending. There are many options with the provision in the form of your apartment, but also can speak
· To compile a contract for the right to receive borrowed funds, provided that the subject of the provision is becoming a room in a communal or an area in a hostel;
· Permissible borrower’s age limits — 21-65 years. Persons who are already in retirement age will not so happy to approve loans, in particular families where children have;
· From the required documents it will be necessary to show the passport of the Russian Federation and the insurance policy. The list of required documents varies, depending on which bank you will go;
· The interest rate level is determined by the fact of confirming a document of personal earnings. If the client is ready to bring a certificate about the income received, the financial firm offers it a lower percentage.
If you decide to take advantage of the lending program for certain purposes with the provision of collateral, it will be enough